/* =========================================================
   HSB – Landingpage "Vermögensaufbau" – Mockup
   Farben zentral hier anpassen (aus dem HSB-Styleguide übernehmen)
   ========================================================= */
:root{
  --hsb-blue:        #0b4c7c;   /* Primärblau (HSB) */
  --hsb-blue-800:    #08395c;   /* dunkles Blau für Verläufe */
  --hsb-blue-light:  #1b7fc4;   /* Akzentblau / Links, Pfeile */
  --hsb-blue-pale:   #eaf2f8;   /* helle Flächen */
  --hsb-grey-bg:     #f5f7f9;
  --hsb-grey-line:   #dfe5ea;
  --hsb-text:        #2b3640;
  --hsb-text-soft:   #5a6773;
  --hsb-white:       #ffffff;
  --hsb-gold:        #c8a45c;   /* dezenter Wertigkeits-Akzent */
  --radius: 4px;
  --maxw: 1360px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:"Segoe UI",-apple-system,BlinkMacSystemFont,Helvetica,Arial,sans-serif;
  color:var(--hsb-text);line-height:1.65;font-size:17px;background:var(--hsb-white);
  -webkit-font-smoothing:antialiased;
}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}
section{padding:82px 0}
h1,h2,h3,h4{line-height:1.25;font-weight:600;color:var(--hsb-blue)}
h1{font-size:clamp(2rem,4.2vw,3.1rem);color:#fff;font-weight:600;letter-spacing:-.5px}
h2{font-size:clamp(1.6rem,2.8vw,2.2rem);margin-bottom:18px}
h3{font-size:1.2rem;margin-bottom:10px}
p{margin-bottom:16px;color:var(--hsb-text)}
.lead{font-size:1.1rem;color:var(--hsb-text-soft)}
.eyebrow{
  display:inline-block;font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;
  color:var(--hsb-blue-light);font-weight:700;margin-bottom:12px
}
.center{text-align:center}
.center .eyebrow+h2{margin-left:auto;margin-right:auto}
.sec-intro{max-width:780px;margin:0 auto 52px}
.grey{background:var(--hsb-grey-bg)}
.pale{background:var(--hsb-blue-pale)}
.rule{width:56px;height:3px;background:var(--hsb-gold);margin:0 0 22px}
.center .rule{margin-left:auto;margin-right:auto}

/* ---------- Buttons ---------- */
.btn{
  display:inline-block;padding:15px 32px;border-radius:var(--radius);font-weight:600;
  text-decoration:none;font-size:.98rem;transition:.2s;border:2px solid transparent;cursor:pointer
}
.btn-primary{background:var(--hsb-blue-light);color:#fff}
.btn-primary:hover{background:var(--hsb-blue);}
.btn-outline{border-color:#fff;color:#fff}
.btn-outline:hover{background:#fff;color:var(--hsb-blue)}
.btn-ghost{border-color:var(--hsb-blue-light);color:var(--hsb-blue-light)}
.btn-ghost:hover{background:var(--hsb-blue-light);color:#fff}
.btn-lg{padding:18px 44px;font-size:1.05rem}

/* ---------- Header ---------- */
header{position:sticky;top:0;z-index:60;background:#fff;border-bottom:1px solid var(--hsb-grey-line);box-shadow:0 1px 12px rgba(0,0,0,.05)}
.nav{display:flex;align-items:center;justify-content:space-between;height:78px;gap:24px}
.logo{display:flex;align-items:center;text-decoration:none}
.logo img{height:56px;width:auto;display:block}
.foot-logo{height:64px;width:auto;display:block;margin-bottom:16px;
  background:#fff;padding:8px 10px;border-radius:var(--radius)}
.nav ul{display:flex;gap:26px;list-style:none;align-items:center}
.nav a{text-decoration:none;color:var(--hsb-text);font-size:.93rem;font-weight:500}
.nav a:hover{color:var(--hsb-blue-light)}
.nav .btn{padding:11px 22px;font-size:.88rem;color:#fff}
.nav .btn:hover{color:#fff}

/* ---------- Hero ---------- */
.hero{
  position:relative;color:#fff;padding:104px 0 96px;
  background:linear-gradient(115deg,var(--hsb-blue-800) 0%,var(--hsb-blue) 55%,var(--hsb-blue-light) 130%);
  overflow:hidden
}
/* Bildpanel: Container geschert, Bild gegengeschert -> Foto bleibt unverzerrt */
.hero-media{
  position:absolute;right:-60px;top:0;bottom:0;width:46%;
  transform:skewX(-7deg);overflow:hidden;
  border-left:1px solid rgba(255,255,255,.18);z-index:1
}
.hero-media img{
  position:absolute;top:0;left:-13%;width:126%;height:100%;
  object-fit:cover;object-position:50% 40%;transform:skewX(7deg);display:block
}
.hero-media:after{
  content:"";position:absolute;inset:0;
  background:linear-gradient(100deg,rgba(8,57,92,.92) 0%,rgba(8,57,92,.55) 28%,
             rgba(8,57,92,.12) 58%,rgba(8,57,92,0) 85%)
}
.hero .wrap{position:relative;z-index:2;max-width:var(--maxw)}
.hero-inner{max-width:640px}
.hero .eyebrow{color:var(--hsb-gold)}
.hero p{color:rgba(255,255,255,.9);font-size:1.14rem;margin:22px 0 32px;max-width:560px}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:38px}
.hero-facts{display:flex;gap:38px;flex-wrap:wrap;border-top:1px solid rgba(255,255,255,.2);padding-top:26px}
.hero-facts div strong{display:block;font-size:1.75rem;color:#fff;font-weight:600}
.hero-facts div span{font-size:.85rem;color:rgba(255,255,255,.75)}

/* ---------- USP-Bar ---------- */
.usp{display:grid;grid-template-columns:repeat(3,1fr);gap:0;background:#fff;
  border:1px solid var(--hsb-grey-line);border-radius:var(--radius);
  margin-top:-46px;position:relative;z-index:20;box-shadow:0 10px 34px rgba(11,76,124,.10)}
.usp>div{padding:34px 30px;border-right:1px solid var(--hsb-grey-line)}
.usp>div:last-child{border-right:0}
.usp .ico{width:42px;height:42px;border-radius:50%;background:var(--hsb-blue-pale);
  display:flex;align-items:center;justify-content:center;margin-bottom:14px;
  color:var(--hsb-blue-light);font-weight:700;font-size:1.05rem}
.usp p{font-size:.94rem;color:var(--hsb-text-soft);margin:0}

/* ---------- Grids / Cards ---------- */
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.card{background:#fff;border:1px solid var(--hsb-grey-line);border-radius:var(--radius);overflow:hidden;
  display:flex;flex-direction:column;transition:.2s}
.card:hover{box-shadow:0 12px 30px rgba(11,76,124,.12);transform:translateY(-3px)}
.card .img{height:300px;background:var(--hsb-blue-pale);display:flex;align-items:center;justify-content:center;
  color:var(--hsb-blue-light);font-size:.8rem;letter-spacing:.04em;border-bottom:1px solid var(--hsb-grey-line);text-align:center;padding:12px}
.card .body{padding:26px;flex:1;display:flex;flex-direction:column}
.badge{display:inline-block;background:var(--hsb-blue-pale);color:var(--hsb-blue);
  font-size:.72rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;
  padding:5px 11px;border-radius:2px;margin-bottom:12px;align-self:flex-start}
.badge.gold{background:rgba(200,164,92,.16);color:#9a7a33}
.spec{list-style:none;margin:14px 0 20px;font-size:.94rem}
.spec li{padding:7px 0;border-bottom:1px dashed var(--hsb-grey-line);display:flex;justify-content:space-between;gap:12px}
.spec li:last-child{border-bottom:0}
.spec li span:first-child{color:var(--hsb-text-soft)}
.spec li span:last-child{font-weight:600;color:var(--hsb-blue)}
.price{font-size:1.5rem;font-weight:600;color:var(--hsb-blue);margin-bottom:2px}
.price small{display:block;font-size:.78rem;font-weight:400;color:var(--hsb-text-soft);letter-spacing:.02em}
.card .btn{margin-top:auto;text-align:center}

/* ---------- Grundriss-Grafiken (SVG) ---------- */
.card .img.photo{padding:0;background:none;overflow:hidden;position:relative}
.card .img.photo img{width:100%;height:100%;object-fit:cover;display:block}
.card .img.portrait{height:auto}
.card .img.portrait img{height:auto;object-fit:contain}
.img-cap{font-size:.84rem;color:var(--hsb-text-soft);line-height:1.5;padding:14px 22px 18px;border-top:1px solid var(--hsb-grey-line)}
.img-cap b{color:var(--hsb-blue);font-weight:600}

/* ---------- KI-Kennzeichnung (Art. 50 KI-VO) ---------- */
.ai-tag{
  position:absolute;right:7px;bottom:6px;z-index:3;
  color:rgba(255,255,255,.72);text-shadow:0 1px 2px rgba(0,0,0,.55);
  font-size:9px;font-weight:400;letter-spacing:.04em;
  line-height:1.4;pointer-events:none;white-space:nowrap
}
.hero .ai-tag{right:24px;bottom:12px;color:rgba(255,255,255,.5)}
.card .img.photo img{width:100%;height:100%;object-fit:cover;display:block}
.card .img.plan{background:#fff;padding:12px 12px 4px;height:300px}
.fp{width:100%;height:100%;display:block;overflow:visible}
.fp .wall{fill:none;stroke:var(--hsb-blue);stroke-width:4;stroke-linejoin:miter}
.fp .inner{fill:none;stroke:var(--hsb-blue);stroke-width:2.5}
.fp .room{fill:#fff}
.fp .room.alt{fill:var(--hsb-blue-pale)}
.fp .gap{stroke:#fff;stroke-width:5;stroke-linecap:butt}
.fp .win{stroke:var(--hsb-blue-light);stroke-width:1.6}
.fp .door{fill:none;stroke:var(--hsb-blue-light);stroke-width:1.1}
.fp .balk{fill:var(--hsb-grey-bg);stroke:var(--hsb-blue-light);stroke-width:1.6;stroke-dasharray:5 3}
.fp .lbl{font-family:inherit;font-size:9.5px;font-weight:600;fill:var(--hsb-blue);text-anchor:middle}
.fp .sqm{font-family:inherit;font-size:8px;fill:var(--hsb-text-soft);text-anchor:middle}
.fp .cap{font-family:inherit;font-size:7.5px;fill:var(--hsb-text-soft);text-anchor:start;letter-spacing:.03em}

/* ---------- Prozess ---------- */
.steps{counter-reset:step;display:grid;grid-template-columns:repeat(4,1fr);gap:26px}
.step{background:#fff;border:1px solid var(--hsb-grey-line);border-top:3px solid var(--hsb-blue-light);
  border-radius:var(--radius);padding:30px 26px;position:relative}
.step .no{counter-increment:step;font-size:2.4rem;font-weight:700;color:var(--hsb-blue-pale);line-height:1;margin-bottom:8px}
.step .no:before{content:"0" counter(step)}
.step p{font-size:.94rem;color:var(--hsb-text-soft);margin:0}

/* ---------- Checkliste ---------- */
.check{list-style:none}
.check li{position:relative;padding:11px 0 11px 36px;border-bottom:1px solid var(--hsb-grey-line);font-size:1rem}
.check li:last-child{border-bottom:0}
.check li:before{content:"";position:absolute;left:0;top:16px;width:20px;height:20px;border-radius:50%;
  background:var(--hsb-blue-light)}
.check li:after{content:"";position:absolute;left:6.5px;top:21px;width:6px;height:10px;
  border:solid #fff;border-width:0 2px 2px 0;transform:rotate(45deg)}

/* ---------- Regionen ---------- */
.region{background:#fff;border:1px solid var(--hsb-grey-line);border-radius:var(--radius);padding:34px}
.region h3{display:flex;align-items:center;gap:10px}
.region h3:before{content:"";width:10px;height:10px;border-radius:50%;background:var(--hsb-gold)}
.region p{font-size:.96rem;color:var(--hsb-text-soft)}

/* ---------- Zitat ---------- */
.quote{background:var(--hsb-blue);color:#fff;padding:64px 0}
.quote blockquote{max-width:840px;margin:0 auto;text-align:center;font-size:1.35rem;line-height:1.6;font-style:italic}
.quote cite{display:block;margin-top:22px;font-style:normal;font-size:.92rem;color:rgba(255,255,255,.75);letter-spacing:.05em}

/* ---------- FAQ ---------- */
.faq{max-width:860px;margin:0 auto}
details{background:#fff;border:1px solid var(--hsb-grey-line);border-radius:var(--radius);margin-bottom:12px}
summary{padding:20px 24px;cursor:pointer;font-weight:600;color:var(--hsb-blue);list-style:none;
  display:flex;justify-content:space-between;align-items:center;gap:16px}
summary::-webkit-details-marker{display:none}
summary:after{content:"+";font-size:1.4rem;color:var(--hsb-blue-light);font-weight:400;line-height:1}
details[open] summary:after{content:"–"}
details .answer{padding:0 24px 22px;color:var(--hsb-text-soft);font-size:.97rem}

/* ---------- Formular ---------- */
.form-sec{background:linear-gradient(160deg,var(--hsb-blue-800),var(--hsb-blue));color:#fff}
.form-sec h2,.form-sec .eyebrow{color:#fff}
.form-sec .eyebrow{color:var(--hsb-gold)}
.form-sec .lead{color:rgba(255,255,255,.85)}
.form-box{background:#fff;border-radius:var(--radius);padding:44px;box-shadow:0 20px 50px rgba(0,0,0,.18)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.field{display:flex;flex-direction:column}
.field.full{grid-column:1/-1}
label{font-size:.86rem;font-weight:600;color:var(--hsb-blue);margin-bottom:7px}
label .req{color:#c0392b}
input[type=text],input[type=email],input[type=tel],select,textarea{
  padding:13px 14px;border:1px solid var(--hsb-grey-line);border-radius:var(--radius);
  font-size:.95rem;font-family:inherit;color:var(--hsb-text);background:#fcfdfe}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--hsb-blue-light);background:#fff}
.consent{display:flex;gap:11px;align-items:flex-start;font-size:.85rem;color:var(--hsb-text-soft);margin-top:6px}
.consent input{margin-top:4px}
.consent a{color:var(--hsb-blue-light)}
.form-note{font-size:.8rem;color:var(--hsb-text-soft);margin-top:18px;text-align:center}

/* ---------- Multistep ---------- */
.stepper{margin-bottom:30px}
.stepper-head{display:flex;justify-content:space-between;gap:8px;margin-bottom:16px}
.stepper-head .s{flex:1;text-align:center;position:relative}
.stepper-head .s .dot{
  width:34px;height:34px;border-radius:50%;margin:0 auto 8px;
  display:flex;align-items:center;justify-content:center;font-size:.88rem;font-weight:700;
  background:var(--hsb-grey-bg);color:var(--hsb-text-soft);border:2px solid var(--hsb-grey-line);
  transition:.25s;position:relative;z-index:2}
.stepper-head .s .lbl{font-size:.78rem;color:var(--hsb-text-soft);letter-spacing:.02em;line-height:1.35}
.stepper-head .s:not(:last-child):after{
  content:"";position:absolute;top:17px;left:calc(50% + 22px);right:calc(-50% + 22px);
  height:2px;background:var(--hsb-grey-line);z-index:1}
.stepper-head .s.active .dot{background:var(--hsb-blue-light);border-color:var(--hsb-blue-light);color:#fff}
.stepper-head .s.active .lbl{color:var(--hsb-blue);font-weight:600}
.stepper-head .s.done .dot{background:var(--hsb-blue);border-color:var(--hsb-blue);color:#fff;font-size:0}
.stepper-head .s.done .dot:before{content:"✓";font-size:1rem}
.stepper-head .s.done:after{background:var(--hsb-blue)}
.progress{height:4px;background:var(--hsb-grey-line);border-radius:2px;overflow:hidden}
.progress i{display:block;height:100%;width:33.33%;background:var(--hsb-blue-light);transition:width .35s ease}
.step-count{font-size:.8rem;color:var(--hsb-text-soft);margin-top:10px;text-align:right}

fieldset.fstep{border:0;display:none;animation:fadeIn .3s ease}
fieldset.fstep.current{display:block}
@keyframes fadeIn{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.fstep legend{font-size:1.05rem;font-weight:600;color:var(--hsb-blue);margin-bottom:4px;padding:0}
.fstep .hint{font-size:.87rem;color:var(--hsb-text-soft);margin-bottom:20px}

.form-nav{display:flex;justify-content:space-between;gap:12px;margin-top:26px;
  border-top:1px solid var(--hsb-grey-line);padding-top:22px}
.form-nav .btn{padding:14px 30px}
.btn-back{background:transparent;color:var(--hsb-text-soft);border-color:var(--hsb-grey-line)}
.btn-back:hover{border-color:var(--hsb-blue-light);color:var(--hsb-blue-light)}
.btn[hidden]{display:none}

.err-msg{display:none;font-size:.8rem;color:#c0392b;margin-top:5px}
.field.invalid input,.field.invalid select{border-color:#c0392b;background:#fdf4f3}
.field.invalid .err-msg{display:block}
.consent.invalid span{color:#c0392b}

.summary-box{background:var(--hsb-grey-bg);border:1px solid var(--hsb-grey-line);
  border-radius:var(--radius);padding:18px 20px;margin-bottom:22px;font-size:.9rem}
.summary-box h4{font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--hsb-text-soft);margin-bottom:10px}
.summary-box dl{display:grid;grid-template-columns:auto 1fr;gap:6px 14px}
.summary-box dt{color:var(--hsb-text-soft)}
.summary-box dd{font-weight:600;color:var(--hsb-blue);text-align:right}

.form-success{display:none;text-align:center;padding:34px 10px}
.form-success.show{display:block}
.form-success .tick{width:64px;height:64px;border-radius:50%;background:var(--hsb-blue-light);color:#fff;
  font-size:1.9rem;display:flex;align-items:center;justify-content:center;margin:0 auto 20px}
.form-success p{color:var(--hsb-text-soft)}
.form-side ul{list-style:none;margin-top:24px}
.form-side li{padding:10px 0 10px 30px;position:relative;color:rgba(255,255,255,.9);font-size:.97rem}
.form-side li:before{content:"✓";position:absolute;left:0;color:var(--hsb-gold);font-weight:700}

/* ---------- Kontakt / Footer ---------- */
.contact-band{background:var(--hsb-blue-pale);padding:52px 0}
.contact-band .wrap{display:flex;justify-content:space-between;align-items:center;gap:30px;flex-wrap:wrap}
.contact-band h3{margin-bottom:4px}
.contact-band p{margin:0;color:var(--hsb-text-soft)}
footer{background:#12222f;color:rgba(255,255,255,.72);padding:56px 0 26px;font-size:.9rem}
footer h4{color:#fff;font-size:.82rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:16px}
footer a{color:rgba(255,255,255,.72);text-decoration:none}
footer a:hover{color:#fff}
footer ul{list-style:none}
footer li{padding:5px 0}
.foot-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:38px;padding-top:20px;
  display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:.83rem}
.disclaimer{font-size:.78rem;color:var(--hsb-text-soft);max-width:var(--maxw);margin:0 auto;padding:26px 24px;line-height:1.6}

/* ---------- Redaktions-Hinweise ---------- */
.note{background:#fffbe9;border-left:3px solid var(--hsb-gold);padding:10px 14px;font-size:.8rem;
  color:#7a6320;margin:10px 0;border-radius:2px}
.note b{color:#5f4c14}

@media(max-width:980px){
  .grid-2,.grid-3,.grid-4,.usp,.steps,.form-grid{grid-template-columns:1fr}
  .usp>div{border-right:0;border-bottom:1px solid var(--hsb-grey-line)}
  .nav ul{display:none}
  .hero-media{display:none}
  section{padding:56px 0}
  .form-box{padding:28px}
}

/* ---------- Spamschutz + Versandmeldungen ---------- */
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.send-err{display:none;background:#fdf4f3;border-left:3px solid #c0392b;color:#a5342a;
  font-size:.88rem;padding:11px 14px;border-radius:2px;margin:0 0 4px}
.send-err.show{display:block}
.btn[aria-busy="true"]{opacity:.65;pointer-events:none}

/* ---------- Rückweg zur Hauptseite ---------- */
.nav-back{color:var(--hsb-text-soft)!important;padding-left:14px;border-left:1px solid var(--hsb-grey-line)}
.nav-back:hover{color:var(--hsb-blue-light)!important}

/* ---------- Zustimmung: Fehlerzustand deutlich zeigen ---------- */
.consent.invalid{background:#fdf4f3;border-radius:2px;padding:8px 10px;margin:-2px -10px 0}
.consent.invalid input[type=checkbox]{outline:2px solid #c0392b;outline-offset:2px}
.field.invalid input[type=checkbox]{background:#fff}